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Sigma Financial Group
Final Expense Insurance

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What is Final Expense Insurance?
Throughout our lives, we put a great deal of thought into financial planning when it comes to many circumstances. Planning ahead to pay for major life events such as attending college, getting married, purchasing a home, having children and retiring from a career all help to ensure that there is plenty of money available to take care of the costs involved in each phase of life. Planning to cover final expenses is no different than planning for other life phases. Having life insurance for seniors if one way to take care of final expenses, and can mean the differences between leaving costly bills for family members or providing enough money so your loved ones can focus on beautiful memories.
Unpleasant but Necessary Planning
No one likes to think about the end of life, but planning financial is essential to making sure that loved ones to not have to worry about how to pay for final expenses. Funerals can be very expensive, and are not the only cost that occurs when a loved one dies. Caskets, burial pots and memorial stones are all expenses that must be paid for when someone passes. That is why planning ahead will provide peace of mind so individuals can focus on life and living, not how their last expenses will be paid. If you are searching for an affordable way to ensure that your final expenses will be covered so your loved ones do not have to worry in their time of grief, a final expense insurance policy might be the best choice for you and your family.

Protecting Loved Ones from Costs
Final expense insurance is a type of life insurance policy that covers the final costs of the person who is insured. This type of coverage is typically available to individuals who are age 50 to 75 and lasts up to a specific age, though each insurance company's age guidelines vary. The purchase of this type of policy is a way to ensure that there is cash available to pay for a funeral service and all of the necessary expenses when life ended. Having this type of policy is a way to pre-pay for your final expenses. Think of it as an investment in your future that prevents your loved ones from having to pay expensive funeral and burial costs.

A final expense insurance policy is typically not as difficult or expensive to purchase as standard whole life or term life insurance. Though you may have to answer several basic health questions when you apply with a trusted insurance agent, generally you do not have to have a medical exam to purchase this type of insurance policy. You can select an amount as small as $5,000 up to as much as $25,000 to cover your final costs. When you purchase a final expense insurance policy, you will be able to select a trusted loved one to act as your beneficiary. He or she will be the one who makes sure your final expenses will be paid in full when the time comes by using the funds available from your policy.

Maybe you already have a life insurance policy but you want to make sure that money is available to your loved ones for their personal usage. Or perhaps you do not have any life insurance and want to make sure that your family is not left with the high costs that can result from a funeral and burial. Regardless of your personal financial situation, you will have peace of mind when you know that your final costs are covered with a life insurance for senior's policy.
Why Final Expense Life Insurance?
  • Underwriting Medical Exams not required. NO MED EXAMS!
  • Premiums, rates and monthly payment will always stay the same. NO INCREASES!
  • Final expense policies are whole life insurance and accumulate a cash value.
  • Benefits are never reduced. No decrease in coverage.
  • Coverage is available for ages 50-80.
  • Very affordable monthly payments!
  • You can get coverage from $5,000 - $25,000.
Click here:
I would like request a Final Expense Insurance Quote.
PREVIOUS: Learn about
Term Life Insurance.
NEXT: Learn about
Annuities.

Sigma Financial Group  

Sigma Financial Group
1110 Pivot Rock Road
Eureka Springs, Arkansas 72632

For more information, please call or email us:
(479) 253-7343
(361) 442-6635- Cell
(479) 253-7661- Fax
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Sigma Financial Group

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